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Home / Student Visa & Insurance Cost Calculator

Student Visa & Insurance Cost Calculator

Enter your visa application fee, biometrics or administrative fee, required health insurance premium, proof-of-funds figure, and any expected renewal fees to see the total visa-and-insurance cost of your program and the cost per year.

Visa and insurance costs are easy to underestimate

Application fees, biometrics or administrative charges, and mandatory health insurance premiums are often quoted separately — and insurance in particular, paid monthly over a multi-year program, can add up to more than the visa fee itself. This tool totals both so nothing gets missed.

Proof of funds is not a cost — read it carefully

The proof-of-funds figure your visa requires is shown here purely for reference: it's typically an amount you must show access to (savings, a sponsor's letter, a loan approval), not money you spend as part of the visa process. Keep it separate from your actual visa + insurance spending.

Frequently asked questions

Is the proof-of-funds figure money I have to spend?

No — it's typically money you need to demonstrate access to (in a bank statement, sponsorship letter or similar), not a cost you pay out. It's shown here purely for planning and isn't included in the total visa + insurance cost.

Is this legal or immigration advice?

No. Visa fees, mandatory insurance coverage, and proof-of-funds requirements differ by country and visa type and change over time. Always confirm current requirements directly with your destination country's official immigration authority or your school's international student office.

Why include visa renewals?

Multi-year programs sometimes require renewing a student visa partway through, each time with its own fee. Set renewals to 0 if your visa is valid for your entire program length.

How is “cost per year” calculated?

It's the total visa and insurance cost divided by your program length in years (months ÷ 12) — useful for comparing against your other per-year cost figures from the study abroad cost estimator.

More tools

Study Abroad Cost EstimatorEnter annual tuition, program length, monthly housing and food costs, one-time costs like flights, visa fees, health insurance setup and books, plus an optional exchange rate, to see your total study-abroad cost broken down by year, semester and month.Scholarship & Funding Gap CalculatorEnter your total program cost alongside scholarships, grants, family contribution, savings and expected part-time work income to see your total funding, your remaining gap (or surplus), and what that gap works out to per year and per month.Semester Budget PlannerAdd up one semester's income (savings allocation, family support, part-time work, stipend) against its expenses (tuition due, rent, food, transport, phone, insurance, personal spending, and an emergency buffer) to see your net surplus or deficit and a category breakdown.Currency & Remittance Cost ComparatorCompare up to three ways of sending money abroad for tuition or living costs — each with its own exchange rate and flat or percentage fee — to see exactly how much arrives in destination currency and which option delivers the most money.Part-Time Work Hours & Earnings CalculatorEnter your term-time weekly work-hour limit, hourly wage, weeks per term, and a separate (often higher) break-time hour cap and break weeks to see your maximum legal earnings during term, during breaks, and across the full academic year.